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Virtual and Plastic Cards: Hi-Tech Over Traditions

hi-tech hi-tech-mob

It's no wonder the new millennium has somehow overthrown the old rules and experiences bringing about new challenges, lore and habits. Our quotidian life has speeded up and we should follow the tempo to keep up with its ever-rising opportunities. And these occur in almost all the fields we daily deal with, whether it's about surfing our favorite music on Spotify instead of queuing up for it in a record store, preloading a new program from the Internet on our connected washer instead of puzzling over how to delicately wash our most beloved silk dress or sending our electronic CV in one click to a whole bunch of HRs instead of mailing them the long and often worthless opuses. Yes, our life is not the same anymore and we are to face it.

The area which seems to be one of the most influenced by these developments is, probably, finance and banking. The struggle for clients has always been a true driver of progress and innovations, that is why cash money was once challenged by a plastic credit card just like as the primacy of latter itself is now being contested by virtual payment cards.

To illustrate the difference between plastic cards and their virtual alter-egos is pretty simple on the example of a document existing in an electronic form or printed out. Printed documents, being physically tangible, are traditionally accepted mostly everywhere and are still an undeniable leader. However computer-based documents, though limited in use yet, are constantly winning more space in people's daily relation system and the appearance of digital governments in some countries might be the proof that one day, probably, we will have no need to print out copies.

It is almost the same about physical and virtual bank cards. A classic payment card is used with automated teller machines (ATM) or point of sale (POS) terminals where we are supposed to swipe or dip it to make a transaction. But, even so, today in most shopping malls and stores we may avoid all this swiping or dipping by simply bringing our smartphone or smart watch, a special connected ring or a wristband to a POS terminal and pay for goods. It's easier, more convenient and it saves time, so the importance of plastic cards has been considerably waning.

Virtual cards are mainly intended for online transactions, and since there are more and more services and products which one can buy on the Internet, the growth of this segment of market looks inevitable.

Considering the fact that both physical and virtual cards data are stored in the databases of the same payment network companies and all transactions are processed equally whether it be Visa, Mastercard or any other one, naturally, it begs the question - what is a virtual bank card's advantage over a plastic analog? Well, the answer is quite obvious. Firstly, a virtual payment card does not take space in your wallet especially when you own a small one. Secondly, since such a card has no material form, you cannot lose it. In case some virtual card data are lost, you can easily get them back (we in Ezzocard, in particular, help our customers recover data of their purchased Ezzocard VCCs). As for the loss of a physical bankcard, you will face a more complicated procedure when you will need to approach your bank, cancel your missing card and get a new one, thus spending again more time and money. Thirdly, one-time-use virtual card numbers can provide an extra layer of security for your regular plastic cards and protect you against data theft or any other type of fraud. And what appears lastly to be the most important benefit of a VCC is that you can immediately buy it online while staying home.

We are ready to offer you Ezzocard virtual prepaid cards that you can purchase fast and enjoy an absolute anonymity, registering them in an alias or a nickname. Our products allow you not only to make online payments but also create online accounts in various systems using any name you want.

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